OBBBA takes effect · January 1, 2027

Keep your Medicaid patients enrolled.

Ten million Americans will lose Medicaid coverage under OBBBA work requirements. A meaningful share of them qualify for a medical-frailty or caregiving-role exemption — but only if someone files the physician attestation. We built that workflow, at scale, with a real physician of record.

Built on: the same physician-attestation infrastructure we run for fifty-two thousand providers across the SolvingHealth network.
Physician of record: Our medical director · licensed in all fifty states.
Projected impact · CBPP + CMS data
10M
Americans expected to lose Medicaid coverage under OBBBA work requirements — the largest single reduction in a generation.
Medicaid margin at risk
for a typical health system
~$18M / yr
per 10,000 affected patients
Share of affected
likely to qualify for exemption
~40–55%
medical · caregiving · disability
Window to prepare
before first eligibility redetermination
~8 months
as of April 2026
The regulatory timeline

What's coming, and when it hits revenue.

OBBBA adds work requirements for able-bodied adult Medicaid enrollees. States must verify compliance. Enrollees who fail verification lose coverage. For health systems, disenrollment is revenue lost and uncompensated care incurred. The exemption process is the relief valve — if you file.

Now · Apr 2026

State implementation planning

Colorado, Georgia, and Texas have begun draft rulemaking. Your Medicaid director's FAQ page matters more than it used to.

May-Dec 2026

Patient panel preparation

The window to identify at-risk patients, flag exemption candidates, and pre-file attestations before first redetermination.

Jan 1 · 2027

OBBBA work rules activate

States begin applying work-verification. First redetermination cycles start rolling. Disenrollment begins.

Mid-2027 onward

Revenue impact lands

Without intervention: 10M disenrolled nationally, ~$18M margin loss per 10K affected patients at a typical health system.

What medfrail does

Physician-attested exemptions, at enterprise scale.

Three jobs, one platform. We identify who qualifies, Mira drafts the attestation, our medical director reviews and signs. Twenty-four-hour turnaround. Full audit trail.

01 / IDENTIFY

Find who qualifies. →

Upload an anonymized patient list. Our eligibility engine cross-references ICD-10, medications, chart notes, and caregiving flags against OBBBA's six exemption categories. Output: a ranked list of candidates with likely-qualifying criteria pre-cited.

02 / DRAFT

Mira drafts the attestation. →

Mira is our Medicaid Intelligence Review Agent. She drafts the §1902(e)(4) exemption attestation in plain language, cites the supporting diagnoses and encounters, and formats for your state's required fields.

03 / ATTEST

Physician reviews and signs. →

Our medical director reads every attestation Mira drafts. They sign within 24 hours or send back for clarification. Your compliance team gets a complete audit trail — prompt, draft, edits, signature, cryptographic provenance.

Meet Mira

A named agent, a named physician, a named audit trail.

Mira is the AI agent. Our medical director is the physician. medfrail is the platform. Every exemption your health system files carries physician attestation. This is what physician-governed AI actually looks like — not a chatbot, not a form-mill.

Why we named her.

Most AI in healthcare is anonymous. An output arrives, you have no idea what model produced it, what training data shaped it, or whether a physician ever looked at it. That's the surveillance-era default.

Mira is the opposite. She has a name, a scope, a version number, and a supervising physician. Her outputs carry cryptographic provenance. She never submits an attestation our medical director hasn't read. When an auditor asks "who made this decision?" — the answer is two humans and an agent, in that order.

That's the attestation era. It's the only form of AI that will survive the next ten years of healthcare audits.

M
Mira · v1.3
Medicaid Intelligence Review Agent
  • Ingests a de-identified patient panel via BAA-compliant API.
  • Matches each patient against OBBBA's six exemption categories using ICD-10, meds, caregiving flags.
  • Drafts a §1902(e)(4) attestation in your state's required format, with citations.
  • Routes to our medical director for review + signature. 24-hour SLA.
  • Files signed PDF to your HIE or direct to state Medicaid portal.
  • Logs cryptographic provenance for every step. Audit-ready from day one.
Lead magnet · 24-hour turnaround

Get your Exemption ROI Report.

Upload an anonymized patient list. In 24 hours we return a confidential report with:

  • Count of patients at risk of OBBBA disenrollment
  • Estimated share that likely qualify for exemption (by category)
  • Projected revenue protected per 1,000 retained patients
  • State-specific filing deadlines and required fields
  • Implementation path: Self-Serve, Managed, or Enterprise

No commitment. No PHI required (de-identified counts only). Reviewed by our medical director.

Request the report.

We'll follow up within one business hour to confirm file format and security requirements.

 

Compliance · what we've built to meet healthcare's bar
HIPAA
BAA ready
SOC 2 Type II
In progress
NIST 800-53
Aligned
FHIR R4
Native
Colorado LCA
§ 7-58
How to buy

Three ways to run medfrail. All priced to the retained patient.

The economics of this product only work if your revenue protection exceeds our cost, meaningfully. Our pricing is structured so that's the only way anyone signs anything.

Self-Serve
Small panels · single site
$12/ attestation
Your team uploads, Mira drafts, our medical director signs. You file. Good fit for FQHCs, single clinics, small regional plans.
  • Web-based upload portal
  • Mira v1.3 attestation drafting
  • Physician of record signature (24-hr SLA)
  • Audit trail export (CSV + PDF)
  • Up to 1,000 attestations / month
Start with an ROI Report →
Enterprise
Multi-state systems · Medicaid plans
Custom· tied to patients retained
Multi-state, multi-license physician pool. Direct integration with state Medicaid portals. Contract structured as a share of protected reimbursement.
  • All of Managed, plus:
  • Multi-state physician network (expanded beyond primary physician of record)
  • Direct state portal filing
  • Custom integrations + data contracts
  • Dedicated account team
  • Pricing tied to retained-revenue outcome
Request enterprise briefing →

Questions we get from revenue-cycle and compliance teams.

Is physician attestation actually a valid exemption pathway under OBBBA?

Yes. The statute's exemption categories (§1902(e)(4) and associated state-plan amendments) include medical-frailty, caregiving-role, disability, and related criteria. Each requires documentation — most commonly a physician's written attestation accompanied by supporting chart evidence. The question isn't whether attestation works; it's whether you have the capacity to file them at scale before your patients hit redetermination. That's what medfrail solves.

Who is the physician of record, and why does their signature matter?

Our physician of record is a Board-Certified Internal Medicine physician licensed in all 50 states. They serve as physician of record for all medfrail attestations across the Managed and Self-Serve tiers. Having one physician sign every attestation means a single, consistent standard of review — and a single named physician an auditor can interview. Enterprise deployments use a multi-physician pool; our medical director remains the lead reviewer.

How do you handle PHI and where does data live?

BAA is signed before any PHI is exchanged. Infrastructure is HIPAA-aligned AWS (us-west-2), with FHIR R4 ingestion, encrypted at rest (AES-256) and in transit (TLS 1.3). Mira operates in a private-cloud configuration; prompts and responses are logged to an immutable audit store with cryptographic hashes. SOC 2 Type II is in progress; we can provide current SOC 2 Type I, penetration test summary, and data-flow diagrams on request.

Can Mira integrate with our EHR?

Yes. Managed tier includes native integration with Epic, Cerner, Athena, and Meditech via FHIR R4. Enterprise tier adds custom integrations. Self-Serve uses a CSV/XLSX upload portal for teams without direct integration yet. In all cases, the data contract is identical: de-identified ingest, attested-output return, full audit log.

What happens if Mira drafts something our physician of record won't sign?

Mira sends the draft back to the queue with a human-readable flag explaining the gap. A dedicated review specialist (Managed and Enterprise tiers) works with your team to either provide additional documentation or remove that patient from the cohort. No attestation is ever submitted without a physician signature, period.

How fast can we start?

From signed BAA to first batch of attestations: typically 10-14 business days for Self-Serve, 30-45 days for Managed (including EHR integration), 60-90 days for Enterprise (including state portal integration). The faster-start path for most systems is to request a Self-Serve pilot while Managed integration gets scheduled.

Is this the same medfrail.com consumer product?

Same physician of record, same attestation infrastructure, different buyer. The consumer product at medfrail.com serves individual families directly at $99/attestation. This enterprise product serves health systems and Medicaid plans at scale. Both share the same clinical quality standard — every attestation is physician-signed.

January 2027 is eight months away.

Your Medicaid panel's first redetermination cycle is closer than your budget process thinks. The systems that identify, file, and protect ahead of the curve will keep their patients. The systems that don't will write uncompensated care into next year's variance report.

Get your 24-hour ROI Report →